Medical Benefits

Summaries of Benefits and Coverage (SBC)

School Employees’ Benefit Trust – Summary of Benefits & Coverage
As part of the Affordable Care Act (ACA), the Federal Government has mandated that group health plans provide plan members a Summary of Benefits and Coverage (“SBC”). These summaries include a notice of modification of plan provisions and a Uniform Glossary of health insurance terms to assist employees with understanding their benefits and coverage options.

Effective January 1, 2021 Information:

SBC-2022-HDHP 1 – UMR (PDF)
SBC-2022-HDHP 2 – UMR (PDF)
SBC-2022-NWD – UMR (PDF)

SBC-2021-HDHP 1 – UMR (PDF)
SBC-2021-HDHP 2 – UMR (PDF)
SBC-2021-NWD – UMR (PDF)

Medical ID cards can be ordered online here.

Medical and Rx Plan Documents are available online in the SEBT Employee Benefits portal by clicking the Resources tab in

The Transparency in Coverage Final Rules issued under the Affordable Care Act require the plan to provide cost-sharing disclosures consisting of in-network provider negotiated rates and historical out-of-network allowed amounts for providers in a machine-readable file format that is available to the public.  This data, which is updated monthly, is available at this link: