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2026 OPEN ENROLLMENT – NOVEMBER 3-14, 2025

Medical Benefits

Summaries of Benefits and Coverage (SBC)

As part of the Affordable Care Act (ACA), the Federal Government has mandated that group health plans provide plan members a Summary of Benefits and Coverage (“SBC”). These summaries include a notice of modification of plan provisions and a Uniform Glossary of health insurance terms to assist employees with understanding their benefits and coverage options.

SBC-2025-HDHP 1 – UMR
SBC-2025-HDHP 2 – UMR

SBC-2025-NWD – UMR

Medical ID cards can be ordered online here.

Medical and Rx Plan Documents are available online in the SEBT Employee Benefits portal by clicking the Resources tab in sebt-optimalhealth.benelogic.com

The Transparency in Coverage Final Rules issued under the Affordable Care Act require the plan to provide cost-sharing disclosures consisting of in-network provider negotiated rates and historical out-of-network allowed amounts for providers in a machine-readable file format that is available to the public.  This data, which is updated monthly, is available at this link:  transparency-in-coverage.uhc.com